Psychiatric-Mental Health Nurse Practitioner Exam

What does Medicare Part D offer coverage for?

1. Comprehensive healthcare services

2. Limited prescription drug coverage

3. Physical therapy and occupational therapy services

4. In-patient hospital stays

The correct answer is: Limited prescription drug coverage

Medicare Part D specifically provides coverage for prescription drugs, which is designed to help beneficiaries afford the medications they need. This plan is vital for managing chronic conditions, reducing out-of-pocket expenses for medications, and enhancing access to necessary treatments. Beneficiaries select from various stand-alone drug plans or Medicare Advantage plans that include drug coverage, tailoring their choices to their medication needs. The other options relate to different aspects of healthcare. Comprehensive healthcare services fall under Medicare Parts A and B, which cover a more extensive range of healthcare services than just medication. Physical therapy and occupational therapy services are also covered under Part B, focusing on rehabilitative services rather than drug coverage. In-patient hospital stays fall under Part A, which covers hospital care, skilled nursing facilities, hospice, and home health services but does not include medication coverage. Thus, the correct answer emphasizes the specific purpose of Medicare Part D in providing limited but crucial prescription drug coverage.